Resolving Consumer & Small Business Legal Issues

Serving clients on the Eastside, in Seattle & throughout King County

Document Library & Informational Links

Please use the right button on your mouse to save any of the following .pdf files to your computer to read later at your convenience.  In most cases, you will need to use the free Adobe Acrobat Reader in order to view these document files.

Disclaimer:  These files and links are meant to provide the consumer with general answers to commonly asked questions and do not constitute the offering of or dispensing of legal advice.  In most cases, the articles are written by attorneys or qualified professionals, whose works are credited therein. 

This list was last updated on 1 March 2010; please check back often for additions to the library.

Bankruptcy Documents:

Bankruptcy FAQs

But I Don't Want to File Bankruptcy!

What is an Adversary Proceeding? 

Why Are Adversary Proceedings Necessary?

Tax Refunds and Bankruptcy Filing

Tax Refund Loans: A Bad Idea!

Student Loans and Chapter 13 Bankruptcy

Can I deduct my Student Loan Payments as Expenses on a Bankruptcy Petition? 

What is a 'Co-Debtor Stay' in Bankruptcy, and how does it work?

The FDCPA as it applies to Business  and Consumer Debt Collections

Can I file a Chapter 7 if my Household Income is above the Median?

What is the (pre-petition filing) Bankruptcy Credit Counseling Course?

What is the (post-petition filing) Financial Management Course?

12 Myths About Bankruptcy

Common Bankruptcy Questions.

Using Credit Wisely After Bankruptcy

My Car was Repossessed Before I Filed my Bankruptcy!

Keeping Your Car in Chapter 7 Bankruptcy

Questions to Expect from the Trustee at the 341 Meeting of Creditors

Consumer Law Documents:

New credit card rules in effect 22 February, 2010: link

Law Office of Fred Martens

Phone:  206.300.2733

Fax:  425.643.6222


Skype Subscribers: call 'fjmlaw' on your Skype phone

 Member of the National Association of Consumer Bankruptcy Attorneys

Member of the National Association of Consumer Advocates